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What is Roth 401(k) matching?

Roth 401 (k) matching is a retirement savings strategy where an employer matches the contributions an employee makes to their Roth 401 (k) account. The employee designates a portion of their salary to contribute, and the employer matches it, effectively doubling the contribution.

Do employers match Roth 401(k) contributions?

Employers match Roth 401 (k) contributions at the same rate as traditional 401 (k) contributions (dollar for dollar or partially), but the funds go into a traditional 401 (k) account instead of your Roth 401 (k).

Can an employer match a 401(k)?

If an employer matches a traditional 401 (k) plan contribution, it’s standard for it to also offer a Roth 401 (k) match, but only if the company offers a Roth 401 (k) in the first place. Unlike the employee’s contribution, the employer’s contribution is placed into a traditional 401 (k) plan, and it’s taxable upon withdrawal.

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